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Personal Lending

Personal Loans

Consumer Loans for real estate, automobiles, RVs, and dreams: whether you are buying your first home, taking a dream vacation, or paying for life’s little extras, we have a loan that will fit your needs. 

Real Estate Mortgage Loans

St. Ansgar State Bank wants to help you own the home that best fits your needs. Our mortgage options include flexible in-house mortgages and long-term fixed rate loans for properties in our service area.

We would be happy to meet and discuss your plans - whether it is to purchase, build or refinance your home:

Construction Loans

We finance new home construction throughout our service area.

Home Purchase

We offer in house mortgages, working closely with you to meet your home ownership goals. We also offer secondary market options and have access to programs such as Rural Development, VA and FHA home loans.

Refinance

Whether you are looking to put the equity you have built in your home to work or find a loan that better fits your needs, we offer a range of refinance options and would be happy to discuss options.

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